Financial Independence Through Planning

 

We offer you comprehensive financial plans by providing the following services:

 

Tax Planning and Cash Flow Management

Tax Planning

Identificacation of tax strategies

Cash Flow Analysis

 

Investment Planning
Appropriate levels of liquid assets
Current Returns on Investments
Asset Allocation and diversification

 

Estate Planning
Identifying client's objectives
Reviewing of wills
General estate planning structures
Considerations for fiduciaries
Estate tax projections
Planning recommendations
Proper titling of investments

 

Retirement Planning
Project future retirement needs
Establish retirement goals and
objectives
Development of a funding strategy
Risk Management
Analyze income during disability
Review of business and general liability insurance

Education Funding

Projection of future education needs
Section 529 Plans
Educational IRA's

 

Retirement Plans

Individual Retirement accounts (IRA's)
Simplified Employee Plans (SEPS)
401 (k) Plans
Individual K (Indy K)
Simple Retirement Plans
Pension Plans
Profit Sharing Plans

 

Employee Benefits and Insurance Programs

Whole Life Insurance
Variable Life Insurance
Variable Annuities
Survivorship Life Insurance
Term Life Insurance
Disability Insurance
Executive Benefit
Deferred Compensation Plans
Key Person Insurance
Buy/sell Insurance
Buy/Sell Disability Insurance
Long-Term Care Insurance
Disability Business Overhead Insurance
Group Health Insurance
Business Interruption Insurance

 

For more information about our Financial Planning Services, contact:

 

Michael P. Loftus

302.732.6655

1.866.837.6655

mloftus@royallaa.com

 

Michael Loftus is a seasoned and well tested professional with 23 years of business experience and know how with 13 of those years focused on the Financial Services Industry. Michael has held senior level positions involving sales, marketing, and product development for multibillion-dollar financial institutions. He has very broad and varied professional experience with a heavy emphasis in the areas of Mutual Funds, Annuities and REITs. Michael has worked closely with several Top Money Management Firms as well as being a member of the Ibbotson and Associates Board, a leading Asset Allocation Firm. He has also completed Ed Slott's IRA Workshop and has created a full in-depth program to assist individual investors with developing investing strategies and to assist investors to obtain a comfort level involving the complex system of rules and regulations for IRAs.

 

It's this experience that has given Michael a unique insight to the Financial Markets, and he will bring this experience to his clients to help them reach their short as well as long-term goals. Whether it's understanding the benefits of longterm planning, developing budgets or the complexities and extensive varieties of today's financial products, Mr. Loftus has the experience and expertise to both comprehend the complex nature of the financial industry and to educate and assist his clients.

 

Mr. Loftus is a graduate of Villanova University and has his series 7, 63, 26 and Life and Health Licenses. Michael will be assisting his clients out of the office of CPC Financial that is located in Lewes, DE.

Securities and advisory services offered through Royal Alliance Associates, Inc. Member FINRA/SIPC.

M Insurance is not affiliated with Royal Alliance Associates, Inc.